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Holmgren & Associates provides you with the tools you need to make the right borrowing decisions. These calculators may borrowers in determining different values in the loan process. Try to ensure the information you enter is as accurate as possible.

The Holmgren & Associates Process:


Complete an easy-to-use online application.


Consult with one of our licensed Mortgage Advisors to discuss the process and understand your best options.


Based on your income and asset documentation an Underwriting Pre-Approval is issued. Now you and your Real Estate Agent know your purchasing power and are ready to find a house.


Once you find the right house, prepare an offer with your Real Estate Agent and Mortgage Advisor. If your offer is accepted you and the seller will sign a contract.


The home is inspected and appraised to support the value, and your documentation is verified.


Upon final approval, the title company schedules your signing appointment to close, and your keys are delivered.

Why Holmgren & Associates?

At Holmgren & Associates, our mission is to set a high standard in the mortgage industry.

Holmgren & Associates has been serving the Bay Area since 1989. Our team of professionals is committed to provide you the highest standard of service. Our reputation as a trusted, reliable source for home financing allows our clients the opportunity to submit strong purchase offers and enhances their rate of acceptance.

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You have questions, we have answers.

Together, we’ll find great mortgage solutions.
Schedule a talk with a loan advisor or leave a message. We’ll get back within one business day.