Marketwatch for September 24, 2015

John Holmgren's weekly "Marketwatch" with useful insights as to recent developments in the financial and mortgage markets. September 24, 2015: Rates improve slightly as stock market swoons; 1031 Exchanges and owner occupied purchases. Read it here.

September 24th, 2015 Marketwatch for September 24, 2015

TRID Guidance for Realtors

Effective Oct. 3, 2015 all financed real estate transactions will adhere to new CFPB rules, referred to as TRID (TILA / RESPA Integrated Disclosure Rule). The important thing for you to know is that TRID imposes minimum waiting periods before the transaction can close and those waiting periods start over every time there is a change to the loan terms, credits, purchase price etc. It is crucial that REALTORS® understand these changes to guide clients through the new process and help ensure smooth, on-time closings. We’re providing these tips on what you can do to keep your clien...

September 22nd, 2015 TRID Guidance for Realtors

Marketwatch for September 17, 2015

John Holmgren's weekly "Marketwatch" with useful insights as to recent developments in the financial and mortgage markets. September 2, 2015: Rates stable as stock market recovers; TRID approaches. Read it here.

September 17th, 2015 Marketwatch for September 17, 2015

Just Approved in SF Gate for Ayata Colbert!

Just Approved: FHA loan secures duplex for first-time buyers Some first-time home buyers had their sights on a duplex in Oakland. The borrowers had good credit but had limited funds for their down payment. Financing a duplex on a conventional loan requires a 15 percent down payment. In this case, that amount would price the clients out of home ownership. Several banks had already declined the couple financing because of their limited resources. Then their Realtor, Maria Sinclair with Bay Sotheby’s in Oakland, directed them to Colbert. After meeting with the clients to discuss th...

September 17th, 2015 Just Approved in SF Gate for Ayata Colbert!

Marketwatch for September 2, 2015

John Holmgren's weekly "Marketwatch" with useful insights as to recent developments in the financial and mortgage markets. September 2, 2015: Rates stable as stock market recovers; TRID approaches. Read it here. 

September 2nd, 2015 Marketwatch for September 2, 2015

Holmgren and Associates

DBA of Finance of America
1900 Mountain Boulevard
Oakland, California 94611
Phone: 510-339-2121
NMLS 0910184/1071
 

Holmgren & Associates is a branch of Finance of America. We are a full service mortgage banker with an experienced staff offering expertise in residential mortgage lending, with primary focus on loans for home purchase, refinance, and reverse mortgages.

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